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Fee Only Retirement Planning

Understand, Organize & Manage Your Retirement

Ottawa Retirement Planner

Get Answers To Your Retirement Planning Questions

For most people, planning for retirement is an important goal and an integral piece of their comprehensive plans. Often times, questions about retirement planning – whether and when to retire – are the sparks to move someone to seek advice and develop a plan

01.

How Much Money Do I Need To Retire?

Begining with the end in mind, I can help determine how much money you need to save to retire comfortably. Once we know how much and when you want to retire I can create a realistic plan to get you there.

02.

How Do I Save Enough Money To Retire?

By going through your current monthly income and expenses my cash flow planning can find the "lost" money. You will be surprised just how much extra money you will have each month.

03.

How Will Income Taxes Affect Me In Retirement?

Taxable income such as RRSP withdrawls, pension income, CPP and other benefits can have a big impact on your retirement income. By having a plan in place before hand, you can minimize your taxable income.

04.

What Is A Good Retirement Plan For Me?

A Good Retirement Plan is designed to be simple, realistic & complete. It needs to look at your present situation and have a clear path to get you to your specific retirement goals.

05.

How Can I Protect My Money & Income?

What if you can have guaranteed investment protection. Choices of guarantees for maturity and death benefits, 75% or 100% of the amount invested, to help ensure your savings remain protected.

06.

How Can I Leave The Most To My Children?

Capitol Gains Taxes and Probate Fees can be a costly headache if you have a cottage, rental properties or an inheritence. An Estate Plan can make the transfer smooth and save you money.

Registered Retirement Consultant in Ottawa
Andrew W Bradley

Registered Retirement Consultant-RRC®

Having earned the Registered Retirement Consultant-RRC® designation from the Canadian Institute of Financial Planning he can provide a detailed look at how you plan for retirement, how you use your financial assets during retirement, and how you make financial decisions related to retirement and provide a detailed look at the estate planning process and the many considerations and strategies involved in developing an estate plan.

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Retirement Planning Videos

CPP Benefits Explained

The Canada Pension Plan is designed to replace a certain amount of your average work earnings, up to maximum limits each year. This video outlines what CPP is, how it works, and how much it might payout.

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Retirement Planning Videos

3 Major CRA Tax Changes Coming In 2021

The Canada Revenue Agency (CRA) frequently changes and updates the tax system depending on the state of the economy and prevailing government policy. Learn about the top three major tax changes going into effect next year in this quick video.

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Retirement Planning Videos

11 Numbers to Scare You Into Planning For Retirement Today

It can be tough to save for retirement when it is still so far away. It’s apparently even tough for people who are close to retirement. Living expenses can eat up paychecks, and there is never any money left to save every month. But it leads to this very scary scenario of what having no money in our older years looks like: the elderly parent who must move in with an adult child, having to choose between buying food or prescription drugs.

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13000

Average Yearly Savings

146

Happy Clients

9

Awards & Nominations Received

1000000

Assets Gained

206

Coffee Cups

1580

Hours Planning

Plans and Pricing.

I advise clients on how best to save, invest, and grow their money. I can help you with a specific financial goal—such as readying yourself to buy a house—or give you a macro view of your money and the pieces of your various assets. I specialize in retirement and estate planning, however I also consult on a range of financial matters. I believe in transparency and have outlined a range of fees for the different services I provide. I do also offer hourly rates if you have a unique financial situation.

Basic Financial Plan

$495

+ HST

  • Cash Flow Plan
  • Identify Goals & Objectives
  • Long Term Savings Planning
  • Tax Minimization Strategies
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Complete Retirement Plan

$695

+ HST

  • Basic Financial Plan
  • Cash Flow Plan
  • Retirement Income Planning
  • Portfolio Review
  • Estate Plan
Get Started

Cash Flow Plan

$0

It's Free

  • Income & Expense Management
  • Debt Consolidation
  • Savings Strategies
  • Mortgage-Free Planning
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Hear What Our Clients Say.

  • Andrew was recommended to me by a co-worker. He clearly explained my options with transferring out my government pension and helped me make the best choice. He also did all the paperwork and dealt with the pension centre to get the transfer done. I couldn’t have done it without him, he made the whole process easy.

    — AJ Singh

  • We have been working with Andrew for about 5 years and have found him to provide clear and concise advice in a highly professional manner. He spent the time to understand us, where we are coming from and our goals; has helped organize our monthly cash flow and has provided us with a clear strategy to have zero debt and a big nest egg to retire with.

    — Melinda Henderson

  • We are retired and needed advice on various aspects of our pensions, savings and investments. Andrew was able to give us detailed advice and answered all our questions in a professional way. He could not have done anything better.

    William Johnson

Get Retirement Ready Now.

With retirement, the last thing you want is constant stress about your financial situation and insecurity about whether you are going to be able to pay the mortgage or to feed yourself. A comprehensive retirement plan provides greater clarity, certainty and predictability about your situation. Predictable may sound boring but, in the context of your finances in retirement, boring is a good thing for most people.

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